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Pension Calculator

Kerala Govt Pension Calculator 2026 — Calculate Basic Pension & Commutation

അടിസ്ഥാന ശമ്പളവും സർവീസും നൽകി Basic Pension, DCRG, Commutation, Family Pension എന്നിവ KSR Part III പ്രകാരം കണക്കാക്കാം.

Last updated: Source: KSR Part III

* The results are only indicators. Refer codes for authenticity

About Kerala Govt Pension Calculator 2026

Kerala government employees retiring under the traditional pension scheme can use this calculator to estimate pension, DCRG, commutation value, reduced pension, family pension, and pension restoration date.

  • Basic Pension
  • Reduced Pension after commutation
  • Death-cum-Retirement Gratuity (DCRG)
  • Family Pension
  • Commutation Value
  • Pension Restoration Date

Calculations are based on Kerala Service Rules (KSR) Part III and current pension rules followed by the Kerala Government.

Supported retirement categories include: Pension, Superannuation, Invalid Pension and Voluntary Retirement.

This calculator is applicable for Kerala Government employees who joined service before 01 January 2013 under the traditional pension scheme.

കേരള സർക്കാർ പെൻഷൻ കാൽക്കുലേറ്റർ 2026

കേരള സർക്കാർ ജീവനക്കാർക്ക് Retirement-ൽ ലഭിക്കുന്ന Pension, DCRG, Family Pension, Commutation Value എന്നിവ Kerala Service Rules (KSR) Part III അനുസരിച്ച് കണക്കാക്കുന്നതിനുള്ള Calculator ആണിത്.

Basic Pension Formula:

Basic Pension = (Average Emoluments × Qualifying Service) ÷ 60

Average Emoluments എന്നത് Retirement-ന് മുൻപുള്ള അവസാന 10 മാസത്തെ Basic Pay + DA ശരാശരിയാണ്.

Maximum Qualifying Service 30 വർഷമാണ്. അതിൽ കൂടുതൽ Service Pension Amount വർദ്ധിപ്പിക്കില്ല.

Pension-ന്റെ പരമാവധി 40% വരെ Commute ചെയ്ത് Lump Sum ആയി സ്വീകരിക്കാം.

Commuted Pension സാധാരണയായി 12 വർഷത്തിന് ശേഷം Restore ചെയ്യും.

2013 January 1-ന് ശേഷം Service ൽ Join ചെയ്ത ജീവനക്കാർ സാധാരണയായി NPS-ൽ ഉൾപ്പെടുന്നതിനാൽ ഈ Calculator Traditional Pension Scheme നാണ് ഉദ്ദേശിച്ചിരിക്കുന്നത്.

Example Calculation

Average Emoluments: ₹70,000 · Qualifying Service: 30 years · Commutation: 40%

Basic Pension:₹35,000 / month
DCRG:₹10,50,000
Family Pension:₹21,000 / month
Commuted Value:₹16,80,000
Reduced Pension:₹21,000 / month
FAQ

പതിവ് ചോദ്യങ്ങൾ

How is pension calculated for Kerala government employees?+

Basic Pension = (50% × Average Emoluments ÷ 30) × Qualifying Service (in years). Average Emoluments is the average of the last 10 months' salary. Maximum qualifying service counted is 30 years.

What is Average Emoluments (AE) in pension calculation?+

Average Emoluments is the average of the Basic Pay + DA drawn during the last 10 months before retirement.

What is the maximum qualifying service for pension?+

Maximum qualifying service counted for pension calculation is 30 years under KSR Part III.

What is pension commutation and when can it be restored?+

Commutation allows pensioners to take a lump sum by surrendering a portion of pension. Restoration normally happens after 12 years.

What is Normal Family Pension in Kerala?+

Normal Family Pension is generally 30% of last emoluments subject to minimum and maximum limits.